In much of the analysis of the causes of the financial crisis a frequent claim is that too little regulation of banks and financial institutions was a primary culprit. But what if instead of too little regulation, faulty regulation played an important role?
The U.S. Chamber of Commerce Foundation is dedicated to promoting initiatives that grow our nation's economy.
Read the Foundation's report, The Growth Imperative, for more information about the importance of faster economic growth.
By Rob C. Masri, CEO, Cardagin Networks, Inc. Think Contrarian
If you think about it, every person will inevitably require managing money. Credit, money management, and savings discipline are all an everyday and integral component for operating a successful adult life. So how is it our youth not receive basic and consistent financial education? Believe me, I agree that history, science, mathematics, and language arts are important, but in my opinion, money management is more important.
Three waves of Health IT Investment: Health information exchanges, electronic health records and tools for health analysis.
Health Information Exchanges (HIEs) support secure electronic sharing ofpatient health information among authorized caregivers, patients, public healthauthorities, and other providers of healthcare and payment services acrossdifferent settings and geographical areas. For example, a physician treatinga patient would be able to get authorization from the patient to access thepatient’s entire medical history including a list of current medications, knownallergies, and other vital information originally recorded in multiple systemsacross caregivers.
A new study by the National Chamber Foundation (NCF) of the U.S. Chamber of Commerce calculates the funding shortfall that immediately threatens national mobility and identifies and quantifies specific strategies to address this deficit. This study is the first to provide a detailed blueprint for policymakers containing long-, medium-, and short-term strategies for closing the funding gap and transitioning to a new financing mechanism. The implementation of these strategies will require policymakers at all levels of government to make difficult decisions, but their leadership and the successful implementation of these strategies will help fuel U.S. economic productivity and competitiveness. Specifically, the federal government should provide incentives for the states to employ new financing mechanisms that will help fully fund transportation.
This study is the second phase of a two-part study researched by Cambridge Systematics and sponsored by NCF. Phase I found that the federal funding share falls short of what is needed to maintain and improve our nation’s transportation infrastructure. Phase II lays out long-term options to fully fund our transportation system and quantifies specific strategies that can guide the transition to a new financing mechanism.
The Future Highway and Public Transportation Finance Study was commissioned by the U.S. Chamber of Commerce through the National Chamber Foundation. The objective of this two-phased study is to identify funding mechanisms to meet national highway and transit investment needs. Phase I focuses on short-term funding for the period 2005 through 2015, starting with the reauthorization of the Transportation Equity Act for the 21st Century (TEA-21). It examines Federal options that would increase Federal Highway Trust Fund (HTF) revenues, and options that could enable and stimulate greater investment by states, local government, and the private sector. Phase II addresses long-term funding mechanisms, including alternatives to the current fuel tax-based system.
Our research suggests that the market for consumer credit has matured in interesting and important ways, largely to the benefit of consumers. However, the principal aim of our research is to examine whether or not a loss of the existing framework of preemption would threaten the benefits currently enjoyed by consumers. We also consider the impact on consumers of possible modifications made at the federal level to that framework, where these modifications are consistent with the state legislative proposals examined in this report.
Manufacturer survey results on environmental sustainability consisting mostly of companies operating regionally in the US with under $5 million in annual revenue. Gathered from a broad range of companies with a focus on services from financial to telecommunications to travel.